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SWOT Analysis of Bangladesh Development Bank Limited (BDBL)

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SWOT Analysis of BDBL (Bangladesh Development Bank Limited)

How can we define SWOT Analysis or SWOT Matrix 

SWOT analysis or can be called SWOT Matrix is a structured planning system for evaluating the Strengths, Weaknesses, Opportunities, and Threats involved in a companies that we are looking for. A SWOT analysis can be carried out for a product, place, industry or person. Now , we are trying to highlight this SWOT in favor of a banking industry like BDBL (One of the reputed Govt. Specialized bank in Bangladesh) .

SWOT analysis of Bangladesh Development Bank Limited (BDBL) is as follows:

Strengths of BDBL   

Ø  BDBL is unique in its nature having both specialized and commercial operation it is regarded as a development bank as well as commercial one. Ø  One of the fundamental objectives of BDBL is to boost up small & medium scale industries, which makes a special perception about the bank.
Ø  BDBL has Skilled financial management, good credit control and few bad debts. Ø  BDBL has a veteran management team.
Ø  A strong balance sheet. Access to extensive credit, a strong credit rating, and a good relationship with the bank and other sources of finance. Ø  Online banking operation & any branch banking facility.
Ø  Skilled employees, successful recruitment, and effective training and development. Ø  Effective research and development, use of design and innovation.
Ø  Govt. support and Encouragement. Ø  BDBL follows leading finance.

   

Weaknesses of BDBL

Ø  Decision making process is lengthy. Ø  Lack of competitive banking
Ø  Lack of promotional activities. Ø  Shortage of branches.
Ø  Less diversifiedproduct and services line.The salary of BDBL is not high enough related with other commercial bank operating in Bangladesh. Ø  MAN/Internet/on-line services in BDBL is not upgraded, many of their works through manually.

   

Opportunities Of BDBL

Ø  There are huge demand of micro-credit , small and medium scale finance. Ø  Bangladesh economy is expanding rapidly, so the need of bank is growing up.
Ø  There are opportunities of innovation in the banking industry.

 

Threats Of BDBL

Ø  More and less all the competition in the banking industry are competent , so to survive BASIC Bank no. of defaults loan is 37% which is real threats of bank business. Ø  Due to government institution many of the banking decision basic by political government.
Ø  Too much interrupted by international assistance institutions like World Bank, IMF, WTO.

 

Sources: Primary data sources

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SWOT Analysis of Bangladesh Development Bank Limited (BDBL)
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SWOT Analysis of Bangladesh Development Bank Limited (BDBL)
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SWOT Analysis of Bangladesh Development Bank Limited (BDBL). BDBL is unique in its nature having both specialized and commercial operation it is regarded as a development bank as well as commercial one.
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BBALectures.com
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